Borrowers with excellent credit are more likely to get the best interest rates and terms when refinancing an auto loan ...

Cash-out auto refinancing might help you secure better loan terms and access a lump sum of cash, but there are drawbacks to ...

Explore how special financing helps car buyers with bad credit obtain loans, its advantages and drawbacks, and how to ensure ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

Discover how credit union auto loans offer lower rates compared to banks or dealerships, and explore both the benefits and ...

Auto Credit Express connects subprime and near-prime borrowers with car dealers and lenders that may be able to provide an auto loan. NerdWallet's auto loans content, including articles, reviews and ...

Eight years and four months of debt in exchange for something that you will likely lose 20% of value on before you get to ...

Refinancing doesn't, but extending your repayment term might feel similar.

Patrick Bayliss spent a quarter century as a dealer principal, buying, selling a number of dealerships. During those 25 years he also took note of what he calls a “pain point” for consumers. “The ...

Auto finance is a major profit center for U.S. auto dealerships. Dealers say they make much more on products like service contracts, and not so much on their share of the customer's interest rate.