Credit monitoring isn’t just about watching your credit score — it’s about protecting your financial identity in a world ...

Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

A credit score is basically a number that gives a lender an indication of the likelihood you’ll pay back your debt. All lending institutions use credit scores to determine if it’s worth the risk to ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...