Cold calls are often a waste of your time and an unwanted interruption to your day. You might think that, at worst, you end up buying or signing up for something that you don't really need or at an ...

Your phone rings, and you see “unknown caller”. How does that make you feel? If you are anything like me, I start to freak out! The first thing that jumps into your mind is, “Who is calling me?”. Am I ...