A bad credit score can impact your day-to-day transactions and more serious financial decisions. You may pay higher interest on credit cards or be pushed to pay a larger down payment on your car.

Millions of Americans are seeing their credit scores drop now that the U.S. government has resumed referring missed student loan payments for debt collection. But there are things you can do to help ...

Aric and Samantha Hutchinson had just said their “I do’s” and spent time with friends and family at their own wedding reception on Friday night in Folly Beach, Motorcyclist accused ...

Exploring credit repair is one way to begin the process of fixing a poor credit score and could make it easier to access credit with better terms and conditions in the future. While there are ...

Raising your credit score makes banks more likely to approve you for a mortgage, car loan or credit card. Plus, you could qualify for a lower interest rate that saves you thousands of dollars. Getting ...

Stream Los Angeles News for free, 24/7, wherever you are. Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all it takes to ...

Many people don't understand why a common strategy that can help them pay down that debt — paying bills on time — isn't all it takes to improve their credit. Separating fact from fiction is essential ...

There are no shortcuts to strengthening your credit score. It just takes time. Say that to yourself as often as needed to avoid the temptation to waste good money searching for an easy fix to your ...

Build credit with a loan that your bank keeps for you Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years ...

Americans have a near-record level of credit card debt — $1.18 trillion as of the first quarter of 2025, according to the Federal Reserve Bank of New York. The average credit card debt per borrower ...