For half a century, a federal program has covered most at-risk properties. Now, a private company is pitching a plan to ...

Insurers used to fear a handful of blockbuster catastrophes each year. Now the real budget killer is a relentless stream of ...

More natural disasters are impacting Missouri than before, and insurers are struggling to keep up with the rising risks. Last ...

The U.S. was spared by a direct hurricane hit last year, but claim costs for typically smaller, more frequent and localized ...

Flooding and mudslides pose unique challenges for homeowners when it comes to insurance. Many find out they are either ...

Three years after Hurricane Ian slammed into Fort Myers Beach, jackhammers still echo along the barrier island's main road, where new houses and businesses are going up next to vacant lots and the ...

Digital Insurance contacted insurance professionals to comment on the climate crisis and natural disaster predictions for ...

In the rolling hills of Lake County, Calif., residents in Kelseyville are getting home makeovers. The improvements aren't eye-catching: new gutters on the roof, gravel around the exterior walls and ...

Ryan Kellman is a producer and visual reporter for NPR's science desk. Kellman joined the desk in 2014. In his first months on the job, he worked on NPR's Peabody Award-winning coverage of the 2014 ...