Natural disasters such as floods, droughts, earthquakes, and extreme heat have become more frequent, with higher economic costs, due to climate change, urbanization, population growth and growing ...

At this year’s NAIC Summer National Meeting, the urgent challenge of building a more resilient insurance system—and the consequences of failing to do so in the face of disaster-prone markets—dominated ...

Over the past two decades, the global insurance industry has undergone a quiet but significant shift. Regions once considered manageable risks are now being labeled financially unviable by insurers.