Discover how black box insurance uses telematics to personalize premiums based on driving habits and actions, potentially reducing your costs for safer driving.

Uncontrollable Factors: Age, gender, and location (urban vs. rural) are key factors that affect insurance rates but are beyond your control. Controllable Factors: Driving history, vehicle type, and ...

Car insurance companies use a range of factors to calculate a driver’s rates, including their age, driving history, and credit score. Young drivers, people with blemishes on their driving records, and ...

Insurance rates vary by state, sometimes a lot, due to multiple factors. There are a few states that typically have far ...

Insurers routinely charge higher auto premiums to people who are single, divorced or separated, even when they drive the same ...

Car insurance may be an intimidating topic for first-time drivers. Many insurance companies consider new drivers riskier to insure due to their lack of experience, so they may see higher rates.

As spring break approaches, family gatherings, out-of-town guests and college kids returning home can often lead to handing the keys to your car — and sometimes a bit of carsharing confusion. With ...

Our team looked at over 100 of the top auto insurance providers in the U.S., from national providers like USAA, Travelers, and State Farm to regional providers like Erie Insurance. 8,500 Data Points ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...