Creating an annual budget is an important step in your Cal Lutheran educational experience. It helps you understand your total direct costs, learn how your financial aid can help cover those costs, ...

There are lots of ways to budget, but if you pick a spreadsheet, where do you even start? Staring at a blank budget spreadsheet can be daunting. You don’t have to go it alone though. A spreadsheet ...

Build a free 2026 Excel budget file with bank import and XLOOKUP categories, so you track spending and savings without manual typing.