We don't usually think of Santa when we shop for life insurance, but may find ourselves confronted with myriad clauses included in the applications' finer print. Historically, these clauses have ...

Learn how a waiver of coinsurance clause in insurance policies can eliminate part of your claim payment obligation under some conditions, and understand its implications.

Discover how civil authority clauses in insurance policies protect businesses from income loss when government actions restrict property access due to disasters.

GRAND RAPIDS, Mich. (WOOD) — Protecting your family on the road is about more than seat belts and safe driving. It’s also critical that you understand your auto insurance policy, especially if you ...

Virtually all insurance contracts contain a "cooperation clause" among the standard policy provisions. The clause places an affirmative duty on an insured to assist its insurer in the investigation ...

We collaborate with the world's leading lawyers to deliver news tailored for you. Sign Up for any (or all) of our 25+ Newsletters. Some states have laws and ethical rules regarding solicitation and ...

Insurance companies side step all avoidable risks through restrictive and exclusion clauses in a policy. The suicide clause is a good example of a restrictive clause. Generally, a suicide clause ...