Life insurance can be an essential part of financial planning. The right policy can replace your income if you were to die suddenly or help you establish a financial legacy for your heirs. But does ...

Taking out a loan against your life insurance policy does not count as taxable income. Learn how a taxable event occurs if ...

One of the most valuable features of life insurance is that the beneficiary receives the death benefit income-tax free.

A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

An independent agent or broker can help you compare life insurance quotes across multiple carriers to find the best policy that meets your budget and needs. The entire process can take several weeks ...

With current estate-tax rules set to expire at the end of next year, life insurance could help heirs to some high net worth clients avoid bigger costs and payments to Uncle Sam in the future.

Nearly a third of Americans do not realize that they can save on taxes through life insurance, according to a new study by Assurance IQ. Experts suggest this can be a missed opportunity to save money, ...

Life insurance protection purchased under a contributory plan is considered to have been paid first from employer contributions and trust earnings, unless the plan provides otherwise. Thus, the P.S.

Variable life insurance is a form of permanent life insurance, which is intended to last for a lifetime. As with other forms of life insurance, a variable life policy represents a contract between an ...

At its core, private placement life insurance is life insurance, but with a twist. Instead of investing in standard insurance company portfolios, PPLI allows for more choice in investment options than ...

<div class="Section1"><br /> <br /> With respect to the tax consequences to a corporation under an annuity or on living proceeds from endowment and life insurance ...