Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

When a loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically ...

Quotes can vary significantly by insurer for the same coverage.

Across the United States, billions of dollars in life insurance benefits are sitting in limbo because families never realize ...

Discover how to read and understand your insurance contract with ease. Learn key terms, principles, and tips to ensure you're ...

Amy Danise is the former managing editor for the insurance section at Forbes Advisor, which encompasses auto, home, renters, life, pet, travel, health and small business insurance. She is a highly ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.