You may have options if a debt settlement no longer feels right, but the timing, paperwork and payments matter.

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Many people struggle with debt. And thanks to high interest rates, rising costs of living, and other challenging financial conditions, that debt can be particularly hard to get out of these days.

Juggling multiple debt payments can be overwhelming, especially if you don’t feel like you have an ending in sight. The truth is that your debt isn’t a life sentence, and there are debt relief tools ...

Most people end up in debt at some point in their lives. Cars, homes, and college educations are quite expensive, and that doesn't include credit card debt that people incur from everyday purchases.

BREATHING ROOM. I STARTED TO FEEL THE CRUNCH WHEN I STARTED TO USE CREDIT CARDS FOR JUST DAILY ESSENTIALS. FOR JENNIFER PAEZ, MORE EXPENSES AND LESS MONEY. COMING IN MEANT ONE SIMPLE THING SHE HAD TO ...

MEMPHIS, Tenn. - Americans owe more than one trillion dollars of credit card debt. Memphis is home to the highest rate of severe credit card delinquency among young adults, according to Federal ...

Whether you have a hefty credit card balance or owe several thousand dollars in student loans, it’s easy to think you might never be debt free. Don’t despair. It might take some time, patience and ...