According to Fidelity Investments®’ latest Q1 2025 retirement analysis, average 401(k), 403(b), and IRA balances ended the quarter slightly lower, primarily as a result of market swings. Encouragingly ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

For years, financial advisors have drilled the so-called "safe withdrawal rate" into the heads of retirement planners. The rule of thumb? Live on 4% of your nest egg per year, and your money should ...

The creator of the 30-year-old rule has bumped up his recommendation after a new analysis. Rangely García for Money William Bengen’s popular retirement withdrawal rate just got a raise — it’s now 4.7% ...

Most retirees want to spend as much as they can without having to worry about running out of money. Morningstar’s State of Retirement Income research analyzes retirement spending strategies to ...

Remember when you could eat anything and not gain a pound? That fast metabolism caught you by surprise, just as rising mortgage rates are now exposing financial habits many thought were invisible. In ...

For more than a decade, retirees lived in what felt like the financial version of a low-tide beach — beautiful, calm and absolutely no waves. Interest rates were stuck near zero. Bonds barely paid ...

When the Federal Reserve lowers interest rates, the headlines usually focus on Wall Street. But for people nearing retirement, the real impact is felt much closer to home, especially when housing ...

When the Federal Reserve lowers interest rates, the headlines usually focus on Wall Street. But for people nearing retirement, the real impact is felt much closer to home, literally. Housing choices, ...