Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

It's important to have a well-thought-out plan.

Converting a traditional IRA or 401(k) to a Roth account can save retirees thousands in taxes over their lifetime, but only ...

A backdoor Roth IRA allows high-income earners to move money into a Roth IRA. It is a simple two-step strategy that works because, while the IRS sets income limits on direct Roth IRA contributions, it ...

For seniors heading toward retirement, one of the most important conversations they can have with their advisor is about whether it makes sense to convert their traditional IRA into a Roth IRA. The ...

I encourage many clients to view their Roth account not as a retirement income source but instead as a multigenerational ...

Roth conversions get major coverage from the popular press these days. Yet despite the hoopla, many of your prospective and existing clients harbor misguided beliefs about this potentially valuable ...

This Roth conversion ladder strategy lets people in their 50s spread the tax hit over time to minimize how much they pay on withdrawals.

Roth conversions are a savvy financial move, but only if you’re in the right age bracket, according to Dave Ramsey.

A 70-year-old retiree sits on a healthy Roth IRA and refuses to touch it. He has heard, somewhere along the way, that pulling ...

Question: “My 401(k) is held with a large financial services company. Last month – with a mix of pretax, post-tax, and Roth funds (including approximately $20,000 in post-tax contributions) – I ...