As a nationally recognized personal finance writer for the past decade, Jacob Wade has written professionally about banking and other consumer topics for Investopedia, Money.com, The Balance, ...

Here’s a closer look at some of the easiest bank accounts to open. Account details and annual percentage rates (APYs) are accurate as of November 11, 2026. *Earn up to 4.00% Annual Percentage Yield ...

A joint bank account is useful if you're combining finances, whether that means saving for a mutual goal, paying shared bills, teaching your children money management skills or starting a business ...

Here's a fun fact: Did you know that some banks will actually pay you for opening a new checking or savings account with them? It's true. Some of our favorite bank accounts are offering up to $300 in ...

Not all bank accounts are created equal, and what works for one person might not work for another. Some just want a simple, no-fee checking account, while others look for perks, higher interest or ...

Many Americans leave money on the table every year by keeping their savings at traditional banks. Big names like Wells Fargo and Chase typically pay around 0.01% APY on savings accounts. That means ...

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Bank fees drain billions from American accounts every year, yet most people pay them without realizing there's a better way. The difference between fee-paying customers and those who bank for free ...

Curious if you have more or less money in your bank accounts than other Americans? The numbers show how you compare Sara is an experienced writer, editor, and project manager who specializes in ...

A new year is a good excuse to take a fresh look at your savings. Even as rates begin to cool, many high-yield savings accounts (HYSAs) are still offering APYs well above what big banks pay. With 2026 ...

Spencer Tierney is a consumer banking writer at NerdWallet. He has covered personal finance since 2013, with a focus on certificates of deposit and other banking-related topics. His work has been ...