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investopedia.com
Understanding the Fair Debt Collection Practices Act (FDCPA) Rules
Learn the FDCPA's rules on how debt collectors can contact debtors, your rights, and what to do if harassed—key to protecting financial well-being.
4 months ago
Fair Debt Collection Practices Act Overview
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Let’s talk about how to legally challenge debt collections on your credit report 💳📄 — because not every collection actually belongs there.” Most people don’t realize this, but you have the right under the Fair Debt Collection Practices Act (FDCPA) to demand that a collection agency proves the debt is real, accurate, and legally enforceable. That process is called debt validation — and it’s one of the most powerful tools you have for cleaning up your credit. Here’s how it works 👇 1️⃣ Request a
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