3 crore Nepali invest garyo bhane 20-25% return pauchu yearly maile? Paudainaa, tyo chai ati fake videos haru banairako huncha. Testo chai hudaina, aba depends on where and what you are investing in. Main city center ma tyo paisa ma kei pani aaudaina literally, tara suburban areas ma you can get a studio or a 1 bed apartment with decent appreciation. For example JVC bhanne area ma you can get something in that budget but appreciation is low like 4-6% bhanum ani tyo pani offplan investment ma ho,