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3:35
4.9 In December 2025, OPM sent a notice to all 65 FEHB and PSHB carriers requesting monthly reports of medical claims, pharmacy claims, and provider data on more than eight million enrollees — without requiring carriers to remove identifying information. Health law experts, the insurance industry's own trade group, and privacy advocates have all raised serious legal concerns about the scope of this request and the absence of stated safeguards. This video walks through what happened, the legal is
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Federal employees: if your agency says it can’t accommodate, the law requires a last-resort reassignment search—vacant, funded roles you’re qualified for, ideally same grade/pay and within your commuting area. Not a default demotion, not a made-up job. Hold them to a documented, thorough search. If there’s no fit, FERS disability retirement can be a real safety net (often ~60% of high-3 in year one, ~40% after) with FEHB/FEGLI continuity if approved. Don’t go it alone—make them do it right, buil
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