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Are you setting your child up for financial success? Adding your child as an authorized user on your credit card and paying the bill on time can help them build a strong credit score before they even turn 18. This simple step can give them a head start in life that school won’t teach. Start early, build wisely, and set your kids up for a future full of opportunities. Would you consider this tip for your child? | Jeff Haroldsen
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Are you setting your child up for financial success? Adding your child as an authorized user on your credit card and paying the bill on time can help them build a strong credit score before they even turn 18. This simple step can give them a head start in life that school won’t teach. Start early, build wisely, and set your kids up for a future full of opportunities. Would you consider this tip for your child? | Jeff Haroldsen
704.5K viewsSep 25, 2024
FacebookJeff Haroldsen
Certainly. Adding children as authorized users to a parent's credit card before they're 18 can pose several risks: 1. **Financial Responsibility**: Younger children might not fully understand the concept of #credit or the responsibility that comes with it. This could lead to overspending, which can impact the parent's credit #utilization ratio and potentially lead to debt. 2. **Credit Score Impact**: If the primary account holder (the parent) carries a high balance or misses payments, it could n
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Certainly. Adding children as authorized users to a parent's credit card before they're 18 can pose several risks: 1. **Financial Responsibility**: Younger children might not fully understand the concept of #credit or the responsibility that comes with it. This could lead to overspending, which can impact the parent's credit #utilization ratio and potentially lead to debt. 2. **Credit Score Impact**: If the primary account holder (the parent) carries a high balance or misses payments, it could n
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