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Cue the plot twist: a chattel loan. AKA The Home ONLY loan…
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Cue the plot twist: a chattel loan. AKA The Home ONLY loan…
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🌟Manufactured Home Loans: Real Property vs. Chattel Explained in a Minute! 🏡Hey everyone! In this quick clip, I'm diving into the key differences in loan products for manufactured homes. The big question: is it real property or not? Here's the rule of thumb: if the home was built on or after June 15, 1976, it’s considered a manufactured home and can be real property if it's permanently affixed to land you own. That means you can go VA, FHA, USDA, or Conventional. If it's not meeting those crit
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