VIDEO: The borrower earns a $60,000 salary plus variable annual bonuses. Her latest bonus is higher than last year, but she has only 18 months of bonus history. How does the underwriter evaluate this for Fannie Mae? ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org VIDEO CREATION DATE: December 02, 2025 DISCLAIMER: The views and opinions ex

VIDEO: The borrower applies for an FHA loan after a foreclosure that occurred three years ago and has since reestablished credit. How does the underwriter evaluate this history? ABOUT CAMPUSMORTGAGE: We offer instructor-led online mortgage training classes to students nationwide. Learn mortgage processing, underwriting, compliance, servicing, QC & more! Visit: www.CampusMortgage.org VIDEO CREATION DATE: December 23, 2025 DISCLAIMER: The views and opinions expressed in this video are those of the

According to the national Association of realtors, a 30 year fixed rate mortgage of 6% would make the median priced home affordable for about 5.5 million more households including 1.6 million renters. If rates were to hit that magic number it’s likely that about 10% or 550,000 of those additional households would buy a home over the next 12 to 18 months. If today’s interest rates scare you remember waiting doesn’t always pay off. Once rates dip below 6% as some experts project they’ll do next ye